Download the Last Version for iPhone: SmartSystemMenu 2.25.1

When it comes to purchasing an iPhone, one of the most important factors to consider is its unlock status. Specifically, if you buy an iPhone through Apple's financing program called Apple Card Monthly Installments (ACMI), you'll be pleased to know that your device will always remain unlocked.

This means that you can switch carriers at any time without having to worry about unlocking restrictions. However, it's essential to note that taxes and shipping on ACMI purchases are subject to a variable APR, not the 0% APR offered by Apple Card.

Additionally, if you choose to pay in full with Apple Card instead of using ACMI, your purchase will be subject to the Apple Card variable APR, which can range from 19.24% to 29.49% based on your creditworthiness.

When selecting a carrier for your iPhone, you'll need to choose from AT&T, T-Mobile, or Verizon during checkout. If you're planning to buy an iPhone 14 or iPhone 14 Plus, keep in mind that the pricing includes a $30 connectivity discount for Verizon and T-Mobile customers who require activation. This discount would otherwise add $30 to the price for other customers.

It's worth noting that Apple Card Monthly Installments (ACMI) is only available as a 0% APR payment option if you select it at checkout in the US. This program allows you to finance your iPhone purchase over time, with interest-free payments until the end of the financing period.

For those looking to buy an iPhone 15 or iPhone 15 Plus, the pricing includes a $30 connectivity discount that requires activation with AT&T, T-Mobile, or Verizon. This discount is not available for other customers.

In summary, if you're in the market for a new iPhone and want to ensure that it remains unlocked and flexible when it comes to carrier selection, Apple's financing program, ACMI, is an excellent option to consider. With its 0% APR payment terms and flexibility to switch carriers at any time, it's no wonder why many consumers choose this program when purchasing their next iPhone.

Download the last version for iphoneSmartSystemMenu 2.25.1